Over-the-counter
Many Medicare plans include an Over-the-Counter (OTC) benefit that helps cover everyday health-related items. This benefit typically resets every quarter and can be used at approved retailers for eligible products such as pain relievers, vitamins, first aid supplies, and more. Unused funds usually do not roll over, so it’s important to use the benefit before the quarter ends.
FAQs
Frequently asked questions about the OTC benefit.
What is an Over-the-Counter (OTC) benefit?
The OTC benefit is a monthly or quarterly allowance included in some Medicare Advantage plans that can be used to purchase eligible health-related items such as pain relievers, vitamins, first aid supplies, and other wellness essentials.
Do I qualify to get healthy food with this card?
Only those diagnosed with a chronic health condition and on a dual (Medicare/Medicaid) plan or a chronic special needs plan qualify for the healthy food benefit.
If you have a chronic health condition and are NOT on a chronic special needs plan, give us a call.
If you believe you should be on Medicaid- reach out to your local social services office.
Where can I use the benefit?
This varies depending on what carrier you are with.
Aetna- CVS or online
Devoted- CVs or online
Humana- online
Health Spring (Cigna)- CVS, Walgreens, Walmart, Dollar General
United Healthcare- CVS, Walgreens, Walmart, Dollar General, Schnucks, Amazon, Sam's Club, Ruler, Kroger